RevoPIN is a payment service that allows customers to pay an online or mobile merchant using their existing debit card as if they were in a physical store. The real PIN is never sent over the Internet or stored.

• Reach a whole new segment of debit card customers (currently 19 million+) in addition to the existing 6 million+ credit card customers in South Africa.
• Reduce payment dishonours and chargebacks.
• Significant cost savings: debit card transaction fees via RevoPIN are less than those of credit cards.
• All transactions occur in real time, making the clearing process more reliable for both the merchant and the customer.
• Significant savings in automation: direct and immediate transaction response can be used to automate your billing software, accounting or ERP systems thereby reducing manual reconciliation and errors.

• Buy online and on the mobile phone using a debit card. No credit card is required.
• Enhanced security: the real PIN is never sent over the Internet or stored.
• Majority of customers do not require registration but for some non-participating banks, their customers may be required to do an easy once-off registration at participating retailers (Shoprite Checkers, Spar, etc).
• Enables simple and familiar purchasing behaviour, just like in a physical store.
• Real-time receipt, giving peace of mind to the customer that the transaction was completed successfully.
• Debit card transactions are cleared immediately, meaning that the customer is not drawing on credit to purchase.

Using state-of-the-art banking technology, Patent Pending RevoPIN encrypts the debit card PIN and securely transmits the transaction to the merchant’s bank.